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1. Loan amount required Less than S$500,000 S$500,000 to less than S$1 million S$ 1 million and above
2. Loan tenor required Less than 10 years 10 to less than 20 years 20 years and above
3. Purpose of loan New property purchase Refinancing of existing property
4. Financing quantum Less than or equal to 80% of purchase price More than 80% of purchase price
5. Type of property HDB Condominium / Apartment Landed Property
6. Status of property Completed Uncompleted (Progressive payment plan) Uncompleted (Deferred payment plan)
7. Use of property Owner occupation Investment
8. Do you intend to use CPF for your monthly repayment? Yes No
1. My preferred interest rate scheme Variable interest rate Fixed interest rate Combo (Combination of fixed and variable rates) SmartMortgage package 3-month Sibor package Not sure. Please advise.
2. I do not mind the following 'lock-in' period in exchange for better interest rates No lock-in at all 1-year lock-in 2-year lock-in 3-year lock-in
3. My preferred repayment scheme Normal (Principal + Interest) Step up repayment Step down repayment Interest servicing for 1 year Interest servicing for 2 year Interest servicing for 3 year Not sure. Please advise.
4. My preferred repayment due date 1st of the month 10th of the month 15th of the month 20th of the month 25th of the month No preference
